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If you hold company stock within your 401(k), you must be aware of this tax strategy—it could save you thousands! Learn how investors with company stock can reduce their tax burden when rolling over funds from their 401(k) into an IRA. Listen, Subscribe, Ask! https://www.therealmoneypros.com Nic Daniels, BFA™, Financial Advisor https://www.therealmoneypros.com/nic-daniels ————————————————————— SPONSORS:   Guild Mortgage: https://branches.guildmortgage.com/id/meridian/dave-perry-835-hpdpe.html?utm_source=radio&utm_medium=description&utm_campaign=sponsor   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ ————————————————————— Chapters: 00:00 - Intro 00:19 - Rolling Over a 401(k) 01:28 - How to Reduce Taxes with NUA 06:34 - Outro

Your rollover funds will sit in your new IRA in cash... #IRA #investing #401k #401krollover

A common mistake we see when rolling over a 401(k) from an old employer to a new one is leaving the funds in cash. If you've left employers in the past, make sure you know what’s happened with your old 401(k) money—you could be missing out on significant gains! Plus, I cover key factors to consider when deciding whether to move your old 401(k) into your current employer's 401(k) plan or roll it over to an IRA. Listen, Subscribe, Ask! https://www.therealmoneypros.com Nic Daniels, Financial Advisor https://www.treecityadvisors.com/nic-daniels Chapters: 00:00 - Intro 00:17 - A common 401(k) mistake 02:16 - Why rollover my old 401(k)? 05:38 - What if I do nothing? 06:40 - Outro ————————————————————— SPONSORS:   Guild Mortgage: https://branches.guildmortgage.com/id/meridian/dave-perry-835-hpdpe.html?utm_source=radio&utm_medium=description&utm_campaign=sponsor   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

Access your IRA funds before age 59.5 without penalties using Rule 72(t)! No, your money isn't stuck in that account until you hit retirement age. Nic explains what Substantially Equal Periodic Payments are and how to calculate them using 3 different methods required by the IRS. Ask us a question! https://www.therealmoneypros.com Host: Nic Daniels, Financial Advisor ————————————————————— SPONSORS:   Guild Mortgage: https://guildmortgage.com   Ataraxis PEO https://ataraxispeo.com   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros ————————————————————— CHAPTERS: 00:00 - Intro 00:33 - What is Rule 72(t)? 01:37 - How do we calculate the payment? 02:02 - RMD Method 02:48 - Fixed Amortization Method 03:29 - Fixed Annuitization Method 03:57 - Other Rules to Remember 05:14 - Outro

If you're in your 40s and 50s, now is the time to start putting that retirement planning into overdrive. Your kids are most likely out of the house, your income has hit an all-time high, and your expenses are likely lower than they've been for a long time. So let's put that extra money to work! Nic gives you ideas on where you should be putting your focus first. Nic Daniels, BFA™, Financial Advisor The Real Money Pros: https://www.therealmoneypros.com Chapters: 00:00 - Intro 00:36 - Maximize Available Qualified Accounts 01:04 - Employer-Sponsored Plans 01:48 - Personal Retirement Accounts 02:09 - Backdoor Roth to Increase Contributions 02:58 - Tax-Efficient Income Strategy 03:36 - Mega Backdoor Roth 07:10 - Penalty-Free Withdrawals Before Age 59.5 08:34 - Invest in Your Non-Qualified Accounts 09:50 - Outro ————————————————————— SPONSORS: Guild Mortgage: https://branches.guildmortgage.com/id/meridian/dave-perry-835-hpdpe.html?utm_source=radio&utm_medium=description&utm_campaign=sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————